The Center’s Emerging Wealth practice group is a specialized team dedicated to serving the financial needs of younger, high earning professionals looking for guidance on how to build wealth. As a generation with an increasing share of the economic landscape, we recognize the unique needs and challenges faced by younger individuals who have recently acquired wealth or are in the process of accumulating it. Our primary objective is to effectively manage, and grow the wealth of our clients, while also providing the fundamental framework toward Financial Independence. Our time proven process aims to ensure that all aspects of our client’s financial lives are seamlessly integrated and optimized. Services and offerings include:

Financial Planning Strategies:

• Goal Planning – short- and long-term goals

• Maximizing use of company retirement plans (Retirement savings plans, Deferred Compensation Plans, Incentive stock options and Restricted Stock Grants, ESPP)

• Funding multiple buckets for retirement:

  • Tax-free bucket – Back Door Roth/After tax 401k contributions

  • Taxable bucket – Brokerage account/stock options

  • Tax-deferred Bucket – Retirement plans (401k, IRA, SEP IRAs)

• Tax Planning – analysis of most efficient tax strategies that work best for you.

• Investment Management – understand risk tolerance and capacity with a focus on long-term wealth accumulation.

• Cash flow analysis to show how much of income is being saved and what accounts they are going to.

• Funding 529 accounts, UTMA/UGMA and Roth IRA accounts for kids to help set up their future.

• Retirement projections to show savings is on track.

• Debt management/utilization strategies – student loans, mortgages, business and succession loans, etc.

• Risk Management – protecting you and your family with insurance planning.

• Estate Planning – establish an estate plan that will ensure your family will be protected if something should happen to you.